Content Inventory is Key!
It is no secret how damaging flames and smoke can be to your home or business. Smoke and soot clean up alone can be tedious and expensive. One area we find is often overlook when it comes to protecting a home or business, are the contents contained within.
Most insurance policies have contents coverage, in the event that they get damaged in a fire or water (sometimes both!) loss. However, policy holders are still required to submit a list of the items that were deemed unsalvageable in order to receive payment. We assess and do our very best while on the job site to take note of any item we determine must be thrown away. But sadly, not all items can be recognized. Especially if it's in the room where the fire started.
Taking pictures and an up to date home inventory, can help determine what times were stored in each room so nothing gets missed. If you are renting your home or office space, and have tenant's insurance, your inventory can be just as critical!
Set aside a few minutes every four months or so, to take pictures and make note of any new valuable items you may have acquired. Hopefully you will never need to use them, but if disaster does strike, they could keep you from losing out on content reimbursement.
We are here for you 24/7 if you have a fire or smoke disaster.